Our Personal Insurance Department will help you design an insurance program tailored to your specific needs. Our staff’s combined experience and insurance knowledge will guide you through the array of risks, exposures, products and coverage.

At Howard W. Phillips & Company, we are committed to providing quality coverage and superior value to our customers. As independent agents, our “A” rated insurance carriers offer exceptional products and services at competitive rates.

Quality coverage, superior value, experience and personal service—they are the hallmarks of our agency.

Comprehensive Protection for High-Value Homes
Standard Homeowners and Dwelling Policies
Auto Insurance
Auto Insurance for Youthful Drivers
Personal Liability Umbrellas
Yacht & Personal Watercraft Insurance
Special Event Liability (ie: weddings, parties, etc.)
Life Insurance
Disability Insurance
Long-term Care
back to top ^

If you require assistance with a claim, please visit our Claim Reporting page for further information.
back to top ^

What do my auto coverage terms mean and how do they apply?
Liability protects you for bodily injury and property damage caused by you to a third party. Comprehensive covers theft, glass breakage, fire and vandalism (things beyond your control). Collision is the coverage that provides repairs to your vehicle in the event your vehicle is damaged in a collision.

I drive in a carpool. Do I need special coverage on my automobile policy?
You are a good candidate for a Personal Umbrella Policy. Contact us for more information.
back to top ^

If you have a question about your personal insurance or a special insurance need that you would like to discuss with our knowledgeable staff, feel free to drop us an email info@hwphillips.com or call us at 202 331 9200.