Our Commercial Insurance Department will help you design an insurance program tailored to your Company’s specific needs. Our staff’s combined experience and insurance knowledge will guide you through the array of risks, exposures, products and coverage.

Non-Profits
Associations
Property Management
Small Business
Wholesalers
Foreign Government & Embassies
International
Physicians and Medical Offices, including Malpractice
Artisan Contractors
Technology
Contractors
Home Builders

Business Package
Directors & Officers Liability
Employment Practices
Employee Benefits
Workers Compensation
Professional Liability
Errors & Omissions
Malpractice Liability
Fiduciary, Fidelity and Surety Bonds
Celebrity Liability
Qualified Retirement Plans
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If you require assistance with a claim, please visit our Claim Reporting page for further information.
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How do I report a claim when your office is closed?
Refer to your policy for the carrier's 24-hour claim hotline to report the claim, or go to our claims page for more information.

How do I get a certificate of insurance sent to a company requesting it?
Fax the request directly to our office at 202-331-8452 to the attention of the person that handles your account. We will process the request within one business day.

I am not receiving any assistance from the adjuster with my claim and it has been open for a long time. What should I do?
Contact your account representative here at Howard W. Phillips & Company for further assistance.

How do I make changes to a policy ?
Contact your account representative directly. Changes and cancellations MAY NOT be done via voicemail.

What do my auto coverage terms mean and how do they apply?
Liability protects you for bodily injury and property damage caused by you to a third party. Comprehensive covers theft, glass breakage, fire and vandalism (things beyond your control). Collision is the coverage that provides repairs to your vehicle in the event your vehicle is damaged in a collision.
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